1. Introduction
SWIM provides easy investment plans that allow you to earn daily profits with secure options. Get a K10 welcome bonus when you register!
Using our Platform means you accept these Terms. If you do not agree, please do not use the app.
2. Who Can Use SWIM
- You must be 18 years or older
- You must have the legal right to use this service in your country
- You agree to provide accurate information when registering or investing
3. Your Account
- Keep your login details (password, PIN) safe and private
- Tell us immediately if someone else accesses your account
- We can suspend or close your account if we suspect misuse or for security reasons
4. Investment Plans
We offer the following investment plans in ZMW (Zambian Kwacha):
STARTER - K100
SILVER GROW - K300
GOLD BUILDER - K1,200
PLATINUM WEALTH - K3,000
DIAMOND ELITE - K5,500
PREMIUM RESERVE - K9,800
ROYAL HERITAGE - K15,000
Plan Details:
- STARTER: K100 investment → K20 daily income → 365 days → Total K7,300
- SILVER GROW: K300 investment → K60 daily income → 365 days → Total K21,900
- GOLD BUILDER: K1,200 investment → K275 daily income → 360 days → Total K100,375
- PLATINUM WEALTH: K3,000 investment → K600 daily income → 365 days → Total K219,000
- DIAMOND ELITE: K5,500 investment → K1,900 daily income → 365 days → Total K693,500
- PREMIUM RESERVE: K9,800 investment → K3,000 daily income → 365 days → Total K1,095,000
- ROYAL HERITAGE: K15,000 investment → K5,500 daily income → 365 days → Total K2,007,500
Important Notes:
- All daily earnings shown are illustrative only and not guaranteed
- You may lose some or all of your investment
- Returns depend on market conditions and are not fixed
- Investment durations are as displayed (360-365 days)
5. Deposits & Withdrawals
Minimum Deposit Requirements
Airtel Zambia
K100
Airtel Money Zambia
USDT (TRC20)
$15 USD
Minimum $15 USDT
Minimum Withdrawal Requirements
Airtel Zambia
K30
Airtel Money Zambia
USDT (TRC20)
$10 USD
Minimum $10 USDT
Withdrawal Fee (14%)
A 14% fee applies to all withdrawals regardless of method (Airtel Zambia or USDT).
Example Calculations:
• Withdraw K100 → Fee: K14 → You receive: K86
• Withdraw $100 USDT → Fee: $14 USDT → You receive: $86 USDT
Processing Information
- Deposits are processed instantly after payment confirmation
- Withdrawals are processed Monday to Friday, 11:00 AM - 9:00 PM (GMT)
- Withdrawal requests made on weekends are processed on the next business day
- Processing time: 24-48 hours depending on network conditions
- Always ensure your mobile money account is active before requesting withdrawal
Important Notes
- Deposits must be made through approved methods shown in the app only
- We reserve the right to limit deposit or withdrawal amounts based on account verification
- Only one withdrawal request permitted per 24-hour period
- Ensure your withdrawal details (mobile number or USDT wallet) are correct before submitting
- SWIM is not responsible for funds sent to incorrect wallet addresses or phone numbers
6. Referral Program
Earn commissions by referring friends to SWIM:
Level 1
20%
Direct referrals
Level 2
1%
Referrals of your referrals
Level 3
1%
Third level referrals
How It Works
- When your referral makes their first deposit, you earn commission
- Level 1: 20% of their first deposit
- Level 2: 1% of their first deposit
- Level 3: 1% of their first deposit
- Plus Team Milestone Rewards for reaching member targets
7. Risks
Risk Warning
Investing involves risks including possible loss of your money. You are investing at your own risk. Only invest money you can afford to lose.
8. Fees
- Withdrawal fee is 14% of the total amount you withdraw
- Other platform fees may apply and will be shown before you confirm any transaction
9. Prohibited Activities
You must not:
- Use SWIM for illegal purposes
- Try to cheat or manipulate the system
- Share your account with others
- Interfere with the app's normal working
10. Changes to Terms
Updates
We may update these Terms occasionally. Continued use of the app after changes means you accept the new Terms.
11. Limitation of Liability
We are not responsible for any losses you may suffer from using the app or making investments, to the extent allowed by law.
SWIM - Easy Investments